Category: Tip of the Day
|November 10, 2011||Posted by admin under Save Money, Saving Money, Tip of the Day, Uncategorized|
I need glasses. I mean seriously need glasses. I have been putting it off since I was pregnant with little man. I went for an eye exam and needed them then, however, since the optometrist said that your eyes can change with pregnancy, I thought mine would go back to the old 20/20 days! Not so much. Did you know that you can order your eyeglasses online and save money? All you need is a prescription from your eye doctor. I always thought you had to pick out your glasses where you had your eye exam, however, that’s not the case. You have the ability to shop around and save money. I can never find a pair of eyeglasses or sunglasses that I like at the store (which was part of the reason why I passed on the pair a few years back). By ordering online you can shop around and save money on your purchase and also have a bigger selection to choose from. Glasses USA is website where you can do just that. I found a few pairs that look cool (and are really cheap), now off to get my exam:) Right now GlassesUSA.com has a few promotions going on:… more
|March 1, 2011||Posted by admin under Saving Money, Tip of the Day|
I hate spending money on kids clothes. They grow out of them so fast! Since there are so many gently used kids clothes floating around out there, I was determined to spend as little as possible. I succeeded! Little Man has a closet full of brand named clothes from Gymboree, The Childrens Place, Carters, Talbots, and even a pair of Tony Hawk Pants:) His whole closet we spent less than $30!! Between the hand me downs, swaps and cheap yardsale scores, we have been able to save hundreds on kids clothes (and toys, too) 1. Yard Sales This is my #1 source. My mom is my go to for yard sales. She is super picky with the quality and out by her in western PA, she sometimes gets pieces for a quarter or fifty cents. Last year I went to one yard sale with all fireman clothes and they were selling all you can fit into a bag for $5. I bought a toter full of clothes for $10 at another. They just wanted to get rid of them! I usually will look in the paper for sales on a Friday, come up with a rough game plan and go. I usually… more
|February 23, 2011||Posted by admin under Tip of the Day, Upromise|
We’ve been talking about UPromise and how you can save for college or vacation by buying groceries or shopping online. U Promise does have another option as well. Sign up for the Upromise Credit Card. They give you $50 after the first purchase and you can choose if you want the Gas/Grocery option or the Dining/Grocery option. They give you various % towards college for certain purchases like grocery or gas or dining. I would say use this option only if you are good with credit cards. You will pay much more in interest than you will save if you aren’t responsible with it. If you are a person who pays them off each month, then this is a great way to double dip with your Upromise account. Take it from someone who at one time was a definate over spender. You can always register your debit cards and credit cards with Upromise to get credit for dining and shopping as well, so even if you don’t want to apply for a new one, make sure you have your existing ones hooked up to your account! Sign up for Upromise at http://www.upromise.com/ Check out other Tips of the Day including… more
|February 18, 2011||Posted by admin under Saving Money, Tip of the Day, Upromise|
The past couple of days we have been talking about Upromise and how you can use it to save for your or your child’s education. Yesterday, we talked about making the most of your savings by using the E-coupons on Upromise. There are also other ways to maximize your savings. You can use Upromise to get cash back on your purchases that you make from specific online retailers. They include Best Buy, Barnes and Noble, Sears.com, and much more. If you go to the Upromise website, they will outline which retailers are participating and how much they give cash back. They also share coupon codes you can use in conjunction with the cash back offers to either get free shipping or $ off. Just make sure that you go through the links on the Upromise web site to get the cash back savings. Here’s an example of how to use Upromise online shopping to get more $$ We need a new fridge – desperately. I have a Best Buy Card so if we were going to get it there with the free interest promo, I could order the fridge (let’s say it’s $1000) through Best Buy Online. I could then… more
|February 17, 2011||Posted by admin under Tip of the Day|
So you learned a little about Upromise yesterday. Hopefully you had a chance to take a look around the website and see what it has to offer. I thought today I would touch on the Upromise E- Coupons that are on the site. They aren’t coupons like we are used to, they can’t be used to take $$$ off at the store, but they add value to your Upromise account. The coupons reset each month. You have to “activate” the ones you want. There is no limit to how many you can activate so I recommend going on the first of the month and loading them all. Whenever you buy the item on the E-coupon with your store bonus card (it must be hooked to your Upromise account), it will add the amount specified to your account. You can use this in conjunction with sales and with coupons. Let’s do a pretend scenario, Fillipo Berio olive oil is on the Upromise list for $1 E-coupon. Let’s say regular price is $5.99 – it goes on sale for $4.99 and you have a manufacturer coupon for $1 off. You would purchase it for $3.99 and Upromise would then deposit $1 into… more
Money Saving Tip of the Day – U Promise Week Starts Now! – Save money for college by buying groceries THE BASICS
|February 15, 2011||Posted by admin under Saving Money, Tip of the Day, Upromise|
When little man was born, I looked for ways to be thrifty and also be able to save for the future. This led me on my journey to saving money but also led me to Upromise as well. I always wondered what the big blue U’s were in the grocery store by some items. I decided to research it and found another way to save money when there really isn’t available in the budget. Upromise is a free service that is affiliated with a lot of the grocery stores and drug store chains. You hook up your store loyalty cards (if they are affiliated) and everytime you buy one of the Upromise items, you get credited a certain percentage. It’s sometimes just a few pennies, but it’s free money. It requires nothing from you other than to initially put your store loyalty cards in the system. These funds sit there and you can use them for your child’s education. You can also have your friends and family sign up for the site as well. They can then “move” the funds into your childs account. This is a great way for grandparents, aunts and uncles to help out with your childs… more
|February 15, 2011||Posted by admin under Saving Money, Tip of the Day|
One of my biggest tools in saving money on groceries is my freezer (and my foodsaver). We have a freestanding freezer in our basement. Over the years I think it’s paid for itself a hundred times over.. Like when coupon matchups at ShopRite equalled Free Birdseye Steamfresh Veggies and some seriously cheap Cascadian Farms Organic Frozen Veggies. I could stock up for free. I have 3 turkeys bought at Thanksgiving time when turkeys are free (with Giant points) or at their lowest price all year. We have pork from a farmer up home (natural meat no bad stuff) that we bought 1/4 of a pig from. We have the $.29 packs of ground turkey I scored a couple of weeks ago and fresh wild salmon from Pulaski New York, about 60 lbs of it from fishing season. At least 40 lbs of venison. I also freeze bread and organic veggies from my moms garden that were picked and froze when they were in season. Anything that freezes is fair game. We have enough meat for months and paid next to nothing for it. In fact, I figured there is less than $35 invested in the ENTIRE full size freezer. That’s why when you see my trips… more
|February 12, 2011||Posted by admin under Couponing Basics, Saving Money, Tip of the Day|
Did you know that you can stack coupons with a stores Buy 1 Get 1 Free deals to save even more? Or if you use a coupon that is Buy 1 Get 1 Free, you can sometimes use another $ off coupon for the one you have to pay for? This is a tactic that I have used a lot of times to get free or seriously cheap products. On my shopping trip with WMFZ’s Wendy Davis, I bought Tyson Grilled Strips on a Buy 1 Get 1 Free Sale. They were $9.99 a bag regularly. I also used 2 - $1 off of 1 Tyson Strips or Filet coupons. So I got 2 bags for $8 – that’s a $12 savings! Since the store dictated the Buy 1 Get 1, most stores will allow you to use 2 coupons because technically you are purchasing 2 items. Some stores may let you use only 1 coupon in that sitution, but even so – it’s still extra $ off for the one coupon you used. Be sure to ask your customer service or cashier what their policy is. Also, when you find a coupon that is Buy 1 Get 1 Free, some stores will allow… more
|February 10, 2011||Posted by admin under Saving Money, Tip of the Day|
This one is kinda silly, but since January 1st I have made a concious effort to use no more electricity than I have to. I used to have all two floors of this house lit up just because I would be flying around and go in a room, turn the light on, do what I had to do and then leave. With electric bills getting higher and higher, I tried to figure out ways to cut back as much as possible for our family… Here is what I came up with: When you walk out of a room, turn the lights off! Use natural light whenever you can. We have a bright cheery kitchen with natural light – I have no idea why I used the lights in there ever. I can get away with no light until dusk. Think of the hours I saved! We have a living room that is dark but I open the curtains when the sun hits and I can turn off the lights in there for a few hours. Unplug things you aren’t using like toasters, cell phone chargers, etc. Make sure your appliances are running efficiently. This is a true story. We had a… more
|February 9, 2011||Posted by admin under Saving Money, Target, Tip of the Day|
Did you ever buy something and then find out that it went on sale a week after? This has been my dilemma. Often I try to wait for the best price. I think I get the best price and then I see it on sale the next week. Blah:( Did you know that a lot of larger (and sometimes smaller) retail stores offer a Price Adjustment Policy? If your item goes on sale in a specific time you can take the receipt back and have them credit the difference? We bought one of those gazebo/tent type thingees two years ago at Target. I thought it was a good price but the next week it went on sale for $49 less than I paid. I was sick about it. I decided to call and ask if they had a price adjustment policy and they did. I took the receipt in and got my $49. I also had a similar situation last year when I bought my sons convertible car seat. I took the receipt back and got the $10. Now I probably wouldn’t make a special trip for a small amount, but just those 2 items were $59 back in my pocket!… more
Did you know that a lot of larger (and sometimes smaller) retail stores offer a Price Adjustment Policy? If your item goes on sale in a specific time you can take the receipt back and have them credit the difference?
We bought one of those gazebo/tent type thingees two years ago at Target. I thought it was a good price but the next week it went on sale for $49 less than I paid. I was sick about it. I decided to call and ask if they had a price adjustment policy and they did. I took the receipt in and got my $49. I also had a similar situation last year when I bought my sons convertible car seat. I took the receipt back and got the $10. Now I probably wouldn’t make a special trip for a small amount, but just those 2 items were $59 back in my pocket!
Usually there are a lot of “fine print” when it comes to the price adjustment. Be sure to ask at customer service of your favorite store if they have a policy and what time frame it is for. Some stores will not allow for items that get clearanced or “unadvertised” sales.
Here are some stores that have Price Adjustment Policies:
Make sure to keep extra eyes on your large purchases. Retailers could drop the price buy hundreds of dollars. HH Gregg has a 30 day price adjustment which is huge!
Hope this helps? Has anyone else used this to their benefit? How to you keep track of your receipts to make it easy for you?